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Join Commercial Loan Officer — Mr. Andrew Erickson from CDC Small Business Finance Department in Partnership with Riverside County EDA, Inland Empire Regional Chamber of Commerce & Wells Fargo as we bring you:


LENDING QUESTIONS ANSWERED — A THREE PART LECTURE SERIES



Dates: March 26th, April 26th & May 28th from 6-8:00pm

Location: Riverside County Business Center

Session 1:

Understanding Credit and How a Bank Underwrites a Loan Application


In the first part of our series, we will pull back the curtain and discuss a variety of aspects that banks and CDC's look at for credit approval:


  • What is the minimum credit score required?
  • What is a debt coverage ratio and how is it calculated?
  • How do my personal living expenses factor into my business loan?
  • How do I know how much money to ask for?
  • How much money do I need to start a new business?


Visitors are encouraged to bring their Business and Personal Tax Returns, as well as Profit and Loss Statements in order to have real time appliance to their individual scenarios.


When: March 26th, 2019 6-8pm

Where: 3403 10th Street Suite 120, Riverside CA 92501

Session 2:

The SBA…Who are they and what is their role in Lending?


Part two will consist of an overview of how the US Small Business Administration is involved in business lending, and what type of loan products do they offer.


When: April 26th, 2019 6-8pm

Where: 3403 10th Street Suite 120, Riverside CA 92501

Session 3:

Commercial Real Estate Purchase 101


The last section in this series will go over the basics of commercial real estate purchasing. Commercial Lenders and industry Leaders will discuss the following:

  • How is the Riverside Commercial Real Estate Market Performing?
  • How much money do I need as a down payment?
  • How quickly can I get qualified for a loan?
  • How do I obtain Real Estate representation?
  • How does an Appraisal and Environmental Report affect my loan approval?


When: May 28th, 2019 6-8pm

Where: 3403 10th Street Suite 102, Riverside CA 92501



Learn about CDC Small Business Finance: www.cdcloans.com

We say YES when other lenders have said no. Affordable capital. Transparency. Personalized customer service. 

Sponsors and Partners

Session 1: Access Pass


When: March 26th, 6-8pm
SESSION 1: Understanding Credit and How a Bank Underwrites a Loan Application

  • Free

Session 2: Access Pass


When: April 26th, 6-8pm
Session 2: The SBA…Who are they and what is their role in Lending?

  • Free

Session 3: Access Pass


When: May 28th, 6-8pm
Session 3: Commercial Real Estate Purchase 101

  • Free

Venue

Riverside County Business Center
3403 Tenth Street, Suite 120
Riverside, CA

See route

Contact us

For additional event or venue information, please email juan.a.duran@wellsfargo.comYou can also reach us at +1 9516530435

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